body {
    margin: 4px 4px 4px 2px;
    background-color: #4682b4;
    font-family: Arial, Verdana, Helvetica, sans-serif;
    font-size: 14px;
    text-align: center;
  }


#container {
    border: #666 1px outset;
    width: 765px ;
    margin: 0 auto;
    position : relative;
    text-align: left;
    background-color : #fff;
  }


#header {
    background-color: #4682b4;
    text-align: left;
    border: #ddd 4px solid;
  }



#menu {
    background-color : #eee;
    border: #ddd 2px outset;
    clear : both;
    height : 22px;
    margin : 0 0 0 0;
    padding : 4px 0 2px 0;
  }


#panel {
    width : 168px;
    height : 100%;
    font-size: 11px;
    text-align: center;
    float:left;
    border: #ddd 4px solid;
    background-color : #ddd;
  }


#textblk {
    margin : 0 0 0 0;
    clear : none;
    padding: 1px 5px 5px 176px;
    background-color : #fff;
    border-top: #ddd 4px solid;
    border-left: #ddd 4px solid;
    border-right: #ddd 4px solid;
    border-bottom: none;
  }

#textblk ol {
	margin-left: 25%
}

#foot {
    margin : 0 0 0 0;
    clear : both;
    color : #900;
    float : none;
    font-size : 10px;
    text-align : center;
    vertical-align : bottom;
    width : 100%;
    background-color : #ddd;
  }


#foot a {
    font-size : 12px;
    color : #900;
    font-weight: bold;
    font-variant: small-caps;
  }

img {
   border: none;
   vertical-align:bottom;
}

p {
    margin-left: 10%;
  }


h1 {
    font-family: verdana, arial, helvetica, sans-serif;
    font-size: 1em;
    font-weight: normal;
    font-variant:small-caps;
    color: #333333;
    text-align: left;
    margin: 5px 30px 5px 30px;
  }


h2 {
    font-family: arial, verdana, helvetica, sans-serif;
    font-size: 1.2em;
    font-weight: bold;
    text-transform: uppercase;
    color: #003399;
    text-align: left;
    margin:10px;
  }


h3 {
    font-family: arial, verdana, helvetica, sans-serif;
    font-size: 11pt;
    font-weight: bold;
    color: #990000;
    text-align: left;
    margin: 0 10px 0px 10px;
  }

h4 {
    font-family: arial, verdana, helvetica, sans-serif;
    font-size: 10.5pt;
    font-weight: bold;
    color: #000;
    text-align: left;
    margin: 0 10px 0px 25px;
  }


.quotescr {
    margin: 10px 10% 10px 10%;
    text-align: center;
    position : relative;
  }


.quoteauth {
    text-transform:uppercase;
    font-size:10px;
  }


.quote1 {
    width: 70%;
    margin: 10px auto 10px 25%;
    position : relative;
  }


.quote2 {
    margin: 10px 15% 10px 15%;
  }


.quoteref {
    text-transform:uppercase;
    font-size:10px;
    margin-left: 10px;
  }


.panelhead {
    background-color : #ffcc99;
    border: #aaa 1px inset;
    font-family : Verdana, Helvetica, sans-serif;
    font-size : 17px;
    margin: 0 0 0 0;
    text-align: center;
  }


.panelad {
    background-color : #ffebcd;
    border: #aaa 1px inset;
    margin-bottom : 5px;
    text-align: center;
    padding: 5px;
  }


.paneltext {
    background-color : #ffebcd;
    border: #aaa 1px inset;
    text-align: left;
    padding: 0 5px 0 5px ;
  }


.paneltext ul {
    list-style-type : square;
    padding-left: 5px;
    margin: 5px 0 5px 0;
  }


.paneltext li {
    padding-left: 0;
    margin-left: 10px;
  }


.paneltext ol {
    padding-left: 10px;
    margin: 5px 0 5px 0;
  }


#panel a:link {
color : #000;
    text-decoration : none;
  }


#panel  a:visited {
    color : #000;
    text-decoration : none;
  }


#panel  a:hover {
    border: #fff 1px solid;
    background-color : #ddd;
    color : #003399;
  }


#panel a:active {
  }


#panel a {
    /* border: #999 1px solid;
    */ color : #000;
    text-decoration : none;
    font-weight : normal;
  }


.secthead {
    /* background-color : #5f9ea0;
    */ background-color : #4682b4;
    color: #ffffff;
    border: #aaa 1px inset;
    font-family : Verdana, Helvetica, sans-serif;
    font-size : 22px;
    margin: 5px 174px 0 0;
    padding-left: 20px;
    height: 27px;
  }


.secttext {
    background-color : #fffaf0;
    border-style: inset;
    border-color: #aaa;
    border-width: 1px;
    margin-bottom : 5px;
    margin-left : 0;
    margin-right : 174px;
    margin-top : 0;
    padding: 0 0 0 0;
  }


.secttext dl {
    font-family: Verdana, helvetica, sans-serif;
    font-size: 13px;
    font-weight: normal;
    border: none;
    margin: 0;
    padding: 0;
  }


.secttext dt img {
    float: left;
    width: 32px;
    height: 32px;
    margin: 0 15px 0 0;
    padding: 0;
  }


.secttext dt {
    font-weight: bold;
    margin-top: 10px;
  }


.secttext dd {
    margin-left: 65px;
    padding: 0;
  }


.hometext {
    font-family: Verdana, helvetica, sans-serif;
    font-size: 13px;
    font-weight: normal;
    background-color : #fffaf0;
    border-style: inset;
    border-color: #aaa;
    border-width: 1px;
    margin-bottom : 5px;
    margin-left : 0;
    margin-right : 174px;
    margin-top : 0;
    padding: 20px 15px 20px 20px;
  }


.hometext h2 {
    font-family: Verdana, helvetica, sans-serif;
    font-size: 22px;
    text-transform: none;
    text-align: center;
    color: #900;
    font-weight: normal;
  }


.hometext em {
    font-variant: small-caps;
    font-weight: bold;
    font-style: normal;
    font-size: 22px;
  }


.hometext h3 {
    font-family: verdana, helvetica, sans-serif;
    font-size: 13px;
    font-weight: bold;
    text-transform: uppercase;
    color: #003399;
    text-align: left;
    margin:10px 0 10px 150px;
  }


.leftimg {
    float : left;
  }


.rightimg {
    float : right;
  }


.textlogo {
    vertical-align : text-bottom;
  }


.box {
    border-bottom-color : black;
    border-bottom-style : solid;
    border-bottom-width : 1px;
    border-left-color : black;
    border-left-style : solid;
    border-left-width : 1px;
    border-right-color : black;
    border-right-style : solid;
    border-right-width : 1px;
    border-top-color : black;
    border-top-style : solid;
    border-top-width : 1px;
    margin-left : 10px;
    margin-right : 10px;
  }


dl {
    font-family : 'Trebuchet MS', Verdana, Helvetica, sans-serif;
    font-size : 1em;
    font-weight : bold;
    margin : 0 0 0 0;
  }


dt {
    font-family : 'Trebuchet MS', Verdana, Helvetica, sans-serif;
    font-size : 1em;
    margin : 0 0 0 15px;
  }


#menu a:link {
  }


#menu a:visited {
  }


#menu a:hover {
    border: #fff 1px inset;
    background-color : #ddd;
    color : #000;
  }


#menu a:active {
  }


#menu a {
    border: #999 1px ridge;
    color : #666;
    height : 5px;
    margin-left : 1px;
    margin-right : 1px;
    padding-left : 6px;
    padding-right : 6px;
    position : relative;
    text-decoration : none;
  }


a {
    text-decoration: none;
    font-weight : bold;
    color: #003399;
  }


a:visited {
    color: #003399;
    border-style: none;
  }


a:hover {
    color: #000;
  }


a img {
    border-style: none;
  }


a img:hover {
    border: #333 solid 1px;
  }


hr {
    margin-left : 25%;
    width : 50%;
  }